WebJan 29, 2024 · Credit counseling, which allows you to design a workout plan with an expert’s help, is one alternative. Bankruptcy is another. If you can’t pay your bills, you need to look at credit counseling and bankruptcy, know the pros and cons of each, then move quickly and choose wisely. Anyone who files bankruptcy must undergo credit counseling. WebPre-Filing Credit Counseling. If you are planning on filing for Chapter 7 or Chapter 13 bankruptcy, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 states that you must complete a Certified Pre-Filing Counseling Session with an approved Non-Profit counseling agency.

What You Need to Know About Bankruptcy Credit Counseling?

WebJan 29, 2024 · The counseling fee is about $50, and you can ask for the fee to be waived if you can’t afford it, or to pay it in installments. The credit counseling organization will provide a certificate once you’ve completed … WebWhen you come to us for free credit counseling, you can count on getting the help and support you need to regain control of your financial life. Visit site. Consumer Credit ... sba\u0027s company registry

Pioneer Credit Counseling

WebJul 28, 2024 · Key Points to Remember. Pre-filing credit counseling is a requirement for individuals who file for Chapter 7 or Chapter 13 bankruptcy. You may pick your own agency or use a referral from your bankruptcy attorney. We recommend working with an NFCC-member agency, and encourage you to consider alternatives to bankruptcy when feasible. WebFeb 3, 2024 · Optional Information (Including this information will speed up the search). First Name: Middle Name: Case Type: WebFor questions relating to the information provided on this page contact the Credit Counseling Unit at the Executive Office for U.S. Trustees: Phone: 202-514-4100 Email: … should i buy a new car or house first